THE DAILY CHECK

The daily schedule.

Pick a date. Find a service. Get the schedule and its exceptions.

The daily check

Monday, October 12, 2026

Daily schedule · not live hours

Check a day

The detail that matters

Stock market · NYSE

Open

Regular trading day · 9:30 a.m.–4:00 p.m. Eastern. This is a daily schedule, not a live market indicator.

NYSE Checked 2026-10-12

Scope & exceptions

Applies to: NYSE core U.S. equity session · 2026-10-12
Exceptions: A scheduled trading day does not mean the market is open at this moment. Emergency halts and extended sessions are outside this calendar.
Source scope: Published calendar schedule, not real-time operational monitoring.
Next check due: 2026-10-13

See NYSE calendar ↗

Full Stock market guide

The detail that matters

Bank branches

Varies by location

Reserve Banks close today; your commercial bank branch sets its own hours.

How to check your branch

Federal Reserve Board Checked 2026-10-12

Scope & exceptions

Applies to: U.S. commercial bank branches · 2026-10-12
Exceptions: ATMs, mobile banking, branch opening hours and settlement availability are different services.
Source scope: Published calendar schedule, not real-time operational monitoring.
Next check due: 2026-10-13

How to check your branch ↗

Full Banks guide

The detail that matters

USPS

Closed

Postal holiday: regular mail and staffed retail service are not scheduled. See exceptions.

U.S. Postal Service Checked 2026-10-12

Scope & exceptions

Applies to: 2026 regular mail and postal retail holiday schedule · 2026-10-12
Exceptions: Priority Mail Express and certain package operations may run on holidays. A lobby or kiosk being accessible does not mean the counter is staffed.
Source scope: Published calendar schedule, not real-time operational monitoring.
Next check due: 2026-10-13

Find a Post Office ↗

Full USPS guide

The detail that matters

UPS delivery

Open

Regular package operations are scheduled; tracking and local service alerts take priority.

UPS · PDF Checked 2026-10-12

Scope & exceptions

Applies to: UPS U.S. Ground, Air and International package operations · 2026-10-12
Exceptions: UPS Express Critical is available separately on holidays. UPS Store hours vary; package status and destination can change delivery timing.
Source scope: Published calendar schedule, not real-time operational monitoring.
Next check due: 2026-10-13

Track or check UPS service ↗

Full UPS guide

The detail that matters

FedEx delivery

Modified hours

Package service operates with pickup or collection changes in some areas.

Early pickup cutoffs may apply; check your service

FedEx · PDF Checked 2026-10-12

Scope & exceptions

Applies to: FedEx U.S. parcel and express freight; excludes LTL · 2026-10-12
Exceptions: FedEx Custom Critical can operate when regular parcel service closes. Local Office hours and early pickups must be confirmed.
Source scope: Published calendar schedule, not real-time operational monitoring.
Next check due: 2026-10-13

Check FedEx holiday service ↗

Full FedEx guide

The detail that matters

Federal offices

Closed

Federal holiday observed; most offices on a standard workweek are closed.

Next scheduled day: Oct 13, 2026

U.S. Office of Personnel Management Checked 2026-10-12

Scope & exceptions

Applies to: Most federal offices on a Monday–Friday workweek · 2026-10-12
Exceptions: Essential operations, alternative work schedules, emergency closures and individual agency appointments can differ.
Source scope: Published calendar schedule, not real-time operational monitoring.
Next check due: 2026-10-13

View federal calendar ↗

Full Federal offices guide

The detail that matters

Public schools

Varies by location

Check your school district’s calendar and closure notices.

Find your school district

National Center for Education Statistics Checked 2026-10-12

Scope & exceptions

Applies to: Individual U.S. school districts · 2026-10-12
Exceptions: Student days, staff workdays, weather closures and year-round calendars can differ even within one state.
Source scope: Published calendar schedule, not real-time operational monitoring.
Next check due: 2026-10-13

Find your school district ↗

Full Schools guide

The detail that matters

Costco

Varies by location

Check the exact location and department before you go.

Find your Costco

Costco Checked 2026-10-12

Scope & exceptions

Applies to: Costco U.S. warehouse holiday policy; local hours and departments checked separately · 2026-10-12
Exceptions: Warehouse closures use the actual holiday, not a federal employee’s substitute day. Local opening hours, territory locations, fuel, pharmacy and optical services need a separate check.
Source scope: Published calendar schedule, not real-time operational monitoring.
Next check due: 2026-10-13

Find your Costco ↗

Full Costco guide

The detail that matters

Federal Reserve Banks

Closed

Reserve Banks are closed on this calendar date.

Next scheduled day: Oct 13, 2026

Federal Reserve Board Checked 2026-10-12

Scope & exceptions

Applies to: Federal Reserve Banks and Branches calendar · 2026-10-12
Exceptions: This calendar is not a guarantee of availability for every financial service and does not determine commercial bank branch hours.
Source scope: Published calendar schedule, not real-time operational monitoring.
Next check due: 2026-10-13

View Reserve calendar ↗

Full Federal Reserve guide

The detail that matters

Nasdaq

Open

Regular trading day · 9:30 a.m.–4:00 p.m. Eastern. This is a daily schedule, not a live market indicator.

Nasdaq Trader Checked 2026-10-12

Scope & exceptions

Applies to: 2026 Nasdaq U.S. equity market calendar · 2026-10-12
Exceptions: This covers the scheduled core equity session, not real-time trading availability or every instrument.
Source scope: Published calendar schedule, not real-time operational monitoring.
Next check due: 2026-10-13

View Nasdaq calendar ↗

Full Nasdaq guide

The detail that matters

Bond market

Closed

SIFMA recommends a U.S. fixed-income closure, or this is a weekend. Firms set their own hours.

SIFMA Checked 2026-10-12

Scope & exceptions

Applies to: SIFMA U.S. fixed-income recommendations · 2026-10-12
Exceptions: Individual firms may choose different hours. Early-close recommendations do not change previously scheduled settlement closing times.
Source scope: SIFMA recommendation, not a mandatory market rule.
Next check due: 2026-10-13

View SIFMA recommendations ↗

Full Bond market guide

The detail that matters

DMV offices

Varies by location

Check the exact location and department before you go.

Find your state DMV

USA.gov Checked 2026-10-12

Scope & exceptions

Applies to: State and local motor vehicle offices · 2026-10-12
Exceptions: Appointment availability, online transactions and staffed office hours are separate.
Source scope: Published calendar schedule, not real-time operational monitoring.
Next check due: 2026-10-13

Find your state DMV ↗

Full DMV guide

The detail that matters

Courts

Varies by location

Check the exact location and department before you go.

Find a federal court

U.S. Courts Checked 2026-10-12

Scope & exceptions

Applies to: Individual federal, state and local courts · 2026-10-12
Exceptions: The linked directory covers federal courts. It does not identify state courts or establish filing deadlines; contact the clerk for time-sensitive matters.
Source scope: Published calendar schedule, not real-time operational monitoring.
Next check due: 2026-10-13

Find a federal court ↗

Full Courts guide

The detail that matters

Public libraries

Varies by location

Check the exact location and department before you go.

Find local library guidance

USA.gov Checked 2026-10-12

Scope & exceptions

Applies to: Individual U.S. public library branches · 2026-10-12
Exceptions: Book returns, digital loans, events and staffed buildings may have different availability.
Source scope: Published calendar schedule, not real-time operational monitoring.
Next check due: 2026-10-13

Find local library guidance ↗

Full Libraries guide

The detail that matters

Walmart

Varies by location

Check the exact location and department before you go.

Find your Walmart

Walmart Checked 2026-10-12

Scope & exceptions

Applies to: Walmart U.S. stores; two confirmed 2026 holiday closures, otherwise local hours · 2026-10-12
Exceptions: The 2026 announcement is not a 2027 calendar. A closed storefront does not establish online availability, and store hours do not establish pharmacy or pickup hours.
Source scope: Published calendar schedule, not real-time operational monitoring.
Next check due: 2026-10-13

Find your Walmart ↗

Full Walmart guide

The detail that matters

Target

Varies by location

Check the exact location and department before you go.

Find your Target

Target Checked 2026-10-12

Scope & exceptions

Applies to: Target U.S. stores; standing Thanksgiving policy, otherwise local hours · 2026-10-12
Exceptions: The verified standing policy covers Thanksgiving only. Other holidays, departments, pickup and delivery need their own current notice.
Source scope: Published calendar schedule, not real-time operational monitoring.
Next check due: 2026-10-13

Find your Target ↗

Full Target guide

The detail that matters

Grocery stores

Varies by location

Check the exact location and department before you go.

Example: find a Kroger

Kroger Checked 2026-10-12

Scope & exceptions

Applies to: Individual U.S. grocery stores and chains · 2026-10-12
Exceptions: The locator is an example for Kroger stores. For another chain, use that chain’s own store finder; pharmacies may have separate hours.
Source scope: Published calendar schedule, not real-time operational monitoring.
Next check due: 2026-10-13

Example: find a Kroger ↗

Full Groceries guide

Calendar date in America/New_York. Market session hours are always Eastern.

Next federal observance: Veterans Day · Nov 11, 2026

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