Open Day Guide.
THE HOLIDAY CHECK · 2026

What’s open on
Independence Day 2026?

Independence Day is July 4. The actual date and weekday observance can differ. In 2026, USPS and Federal Reserve Banks operate on July 3 even though federal offices and equity markets observe the holiday then.

Last verified: 2026-10-12Next editorial review: 2027-01-01Scope: United States; local exceptions apply
Actual dateJul 4, 2026

The calendar date of the occasion.

Federal employee observanceJul 3, 2026

Standard Monday–Friday federal workweek; other services may differ.

Before you goCheck the exact service

A federal holiday does not close every market, store or carrier.

The checker starts on the actual holiday, Jul 4, 2026. Compare the federal employee observance with the buttons below. Each service follows its own rule.
The daily check

Saturday, July 4, 2026

Daily schedule · not live hours
Check a day

Independence Day · Actual holidayStandard federal employee observance: Jul 3, 2026. Each service follows its own calendar.

View calendar

The detail that matters

Stock market · NYSE

Closed

No scheduled core equity session on this date.

Next scheduled day: Jul 6, 2026

NYSE Checked
Scope & exceptions
Applies to
NYSE core U.S. equity session · 2026-07-04
Exceptions
A scheduled trading day does not mean the market is open at this moment. Emergency halts and extended sessions are outside this calendar.
Source scope
Published calendar schedule, not real-time operational monitoring.
Next check due
2027-01-01
See NYSE calendar ↗
Full Stock market guide
The detail that matters

Bank branches

Varies by location

Reserve Banks close today; your commercial bank branch sets its own hours.

How to check your branch
Federal Reserve Board Checked
Scope & exceptions
Applies to
U.S. commercial bank branches · 2026-07-04
Exceptions
ATMs, mobile banking, branch opening hours and settlement availability are different services.
Source scope
Published calendar schedule, not real-time operational monitoring.
Next check due
2027-01-01
How to check your branch ↗
Full Banks guide
The detail that matters

USPS

Closed

Postal holiday: regular mail and staffed retail service are not scheduled. See exceptions.

U.S. Postal Service Checked
Scope & exceptions
Applies to
2026 regular mail and postal retail holiday schedule · 2026-07-04
Exceptions
Priority Mail Express and certain package operations may run on holidays. A lobby or kiosk being accessible does not mean the counter is staffed.
Source scope
Published calendar schedule, not real-time operational monitoring.
Next check due
2027-01-01
Find a Post Office ↗
Full USPS guide
The detail that matters

UPS delivery

Closed

Regular package operations are closed. Urgent specialty services have separate rules.

UPS · PDF Checked
Scope & exceptions
Applies to
UPS U.S. Ground, Air and International package operations · 2026-07-04
Exceptions
UPS Express Critical is available separately on holidays. UPS Store hours vary; package status and destination can change delivery timing.
Source scope
Published calendar schedule, not real-time operational monitoring.
Next check due
2027-01-01
Track or check UPS service ↗
Full UPS guide
The detail that matters

FedEx delivery

Closed

Regular package operations are closed. Urgent specialty services have separate rules.

FedEx · PDF Checked
Scope & exceptions
Applies to
FedEx U.S. parcel and express freight; excludes LTL · 2026-07-04
Exceptions
FedEx Custom Critical can operate when regular parcel service closes. Local Office hours and early pickups must be confirmed.
Source scope
Published calendar schedule, not real-time operational monitoring.
Next check due
2027-01-01
Check FedEx holiday service ↗
Full FedEx guide
The detail that matters

Federal offices

Closed

Weekend; most offices on a standard workweek are closed.

Next scheduled day: Jul 6, 2026

U.S. Office of Personnel Management Checked
Scope & exceptions
Applies to
Most federal offices on a Monday–Friday workweek · 2026-07-04
Exceptions
Essential operations, alternative work schedules, emergency closures and individual agency appointments can differ.
Source scope
Published calendar schedule, not real-time operational monitoring.
Next check due
2027-01-01
View federal calendar ↗
Full Federal offices guide
The detail that matters

Public schools

Varies by location

Check your school district’s calendar and closure notices.

Find your school district
National Center for Education Statistics Checked
Scope & exceptions
Applies to
Individual U.S. school districts · 2026-07-04
Exceptions
Student days, staff workdays, weather closures and year-round calendars can differ even within one state.
Source scope
Published calendar schedule, not real-time operational monitoring.
Next check due
2027-01-01
Find your school district ↗
Full Schools guide
The detail that matters

Costco

Closed

Costco’s published policy lists this holiday as a U.S. warehouse closure. Online orders and individual departments are separate.

Costco Checked
Scope & exceptions
Applies to
Costco U.S. warehouse holiday policy; local hours and departments checked separately · 2026-07-04
Exceptions
Warehouse closures use the actual holiday, not a federal employee’s substitute day. Local opening hours, territory locations, fuel, pharmacy and optical services need a separate check.
Source scope
Recurring policy for seven U.S. warehouse holiday closures, applied to 2026–2027 actual holiday dates. Does not establish local opening hours or department availability.
Next check due
2027-01-01
Find your Costco ↗
Full Costco guide
The detail that matters

Federal Reserve Banks

Closed

Reserve Banks are closed on this calendar date.

Next scheduled day: Jul 6, 2026

Federal Reserve Board Checked
Scope & exceptions
Applies to
Federal Reserve Banks and Branches calendar · 2026-07-04
Exceptions
This calendar is not a guarantee of availability for every financial service and does not determine commercial bank branch hours.
Source scope
Published calendar schedule, not real-time operational monitoring.
Next check due
2027-01-01
View Reserve calendar ↗
Full Federal Reserve guide
The detail that matters

Nasdaq

Closed

No scheduled core equity session on this date.

Next scheduled day: Jul 6, 2026

Nasdaq Trader Checked
Scope & exceptions
Applies to
2026 Nasdaq U.S. equity market calendar · 2026-07-04
Exceptions
This covers the scheduled core equity session, not real-time trading availability or every instrument.
Source scope
Published calendar schedule, not real-time operational monitoring.
Next check due
2027-01-01
View Nasdaq calendar ↗
Full Nasdaq guide
The detail that matters

Bond market

Closed

SIFMA recommends a U.S. fixed-income closure, or this is a weekend. Firms set their own hours.

SIFMA Checked
Scope & exceptions
Applies to
SIFMA U.S. fixed-income recommendations · 2026-07-04
Exceptions
Individual firms may choose different hours. Early-close recommendations do not change previously scheduled settlement closing times.
Source scope
SIFMA recommendation, not a mandatory market rule.
Next check due
2027-01-01
View SIFMA recommendations ↗
Full Bond market guide
The detail that matters

DMV offices

Varies by location

Check the exact location and department before you go.

Find your state DMV
USA.gov Checked
Scope & exceptions
Applies to
State and local motor vehicle offices · 2026-07-04
Exceptions
Appointment availability, online transactions and staffed office hours are separate.
Source scope
Published calendar schedule, not real-time operational monitoring.
Next check due
2027-01-01
Find your state DMV ↗
Full DMV guide
The detail that matters

Courts

Varies by location

Check the exact location and department before you go.

Find a federal court
U.S. Courts Checked
Scope & exceptions
Applies to
Individual federal, state and local courts · 2026-07-04
Exceptions
The linked directory covers federal courts. It does not identify state courts or establish filing deadlines; contact the clerk for time-sensitive matters.
Source scope
Published calendar schedule, not real-time operational monitoring.
Next check due
2027-01-01
Find a federal court ↗
Full Courts guide
The detail that matters

Public libraries

Varies by location

Check the exact location and department before you go.

Find local library guidance
USA.gov Checked
Scope & exceptions
Applies to
Individual U.S. public library branches · 2026-07-04
Exceptions
Book returns, digital loans, events and staffed buildings may have different availability.
Source scope
Published calendar schedule, not real-time operational monitoring.
Next check due
2027-01-01
Find local library guidance ↗
Full Libraries guide
The detail that matters

Walmart

Varies by location

Check the exact location and department before you go.

Find your Walmart
Walmart Checked
Scope & exceptions
Applies to
Walmart U.S. stores; two confirmed 2026 holiday closures, otherwise local hours · 2026-07-04
Exceptions
The 2026 announcement is not a 2027 calendar. A closed storefront does not establish online availability, and store hours do not establish pharmacy or pickup hours.
Source scope
Published calendar schedule, not real-time operational monitoring.
Next check due
2027-01-01
Find your Walmart ↗
Full Walmart guide
The detail that matters

Target

Varies by location

Check the exact location and department before you go.

Find your Target
Target Checked
Scope & exceptions
Applies to
Target U.S. stores; standing Thanksgiving policy, otherwise local hours · 2026-07-04
Exceptions
The verified standing policy covers Thanksgiving only. Other holidays, departments, pickup and delivery need their own current notice.
Source scope
Published calendar schedule, not real-time operational monitoring.
Next check due
2027-01-01
Find your Target ↗
Full Target guide
The detail that matters

Grocery stores

Varies by location

Check the exact location and department before you go.

Example: find a Kroger
Kroger Checked
Scope & exceptions
Applies to
Individual U.S. grocery stores and chains · 2026-07-04
Exceptions
The locator is an example for Kroger stores. For another chain, use that chain’s own store finder; pharmacies may have separate hours.
Source scope
Published calendar schedule, not real-time operational monitoring.
Next check due
2027-01-01
Example: find a Kroger ↗
Full Groceries guide

Calendar date in America/New_York. Market session hours are always Eastern.

Next federal observance: Labor Day · Sep 7, 2026

A plan for this holiday

Independence Day is July 4. The actual date and weekday observance can differ. In 2026, USPS and Federal Reserve Banks operate on July 3 even though federal offices and equity markets observe the holiday then.

Start with the service you actually need. A bank transfer, a staffed branch, a parcel pickup and a storefront visit can all have different availability on the same date. Select a service above to see its scope and exceptions.

When does normal service resume?

For NYSE, Federal Reserve Banks and standard federal offices, a closed entry lists the next scheduled opening date when it is within verified coverage. We do not infer a carrier’s next delivery date or a specific location’s reopening time.

Keep local changes separate

This is a holiday calendar, not an emergency-status feed. Weather, service alerts and appointment cancellations can change a day’s actual operations. Follow the linked organization before a time-sensitive trip.

A FEW USEFUL DETAILS

Before you go.

When is Independence Day 2026?

The actual date is Saturday, July 4, 2026. For most federal employees on a standard Monday–Friday schedule, it is observed on Friday, July 3, 2026.

Is Independence Day a federal holiday?

Yes. It appears in OPM’s federal calendar. This applies to federal employee holiday observance; it does not establish every organization’s hours.

Are schools and stores closed?

There is no uniform U.S. school or retail closure schedule. Check your district’s calendar and the exact store or department using the official links. The federal calendar alone does not establish their status.